Kansas Auto Insurance
If you are looking for a Kansas auto insurance policy there are a few things you should know about Kansas car insurance before you buy.
Take a minute now to compare auto insurance quotes to see which Kansas auto insurance companies can offer you the lowest rates and save you money on your auto insurance policy.
Here is some more information that will get you started in your search for the best Kansas auto insurance quotes and put you well on your way to finding cheap Kansas car insurance.
Kansas Auto Insurance Policy State Requirements
In Kansas, there are certain minimum requirements that your car insurance policy must meet in order to be acceptable under Kansas law.
The Kansas state minimum auto insurance requirements are as follows:
Kansas Auto Insurance Liability Coverage:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $10,000 property damage liability
Kansas Auto Insurance PIP or Personal Injury Protection
- $4,500 for medical expenses per person
- $900 per month for one year for loss of income
- $2,000 for funeral or burial costs
- $4,500 for rehabilitation costs
- $25 per day for in home care
Kansas Auto Insurance Uninsured/ Underinsured Motorists Coverage
- $25,000 per person
- $50,000 per accident
Kansas Auto Insurance Rates
Kansas was ranked in 2005 as the 45th state for the highest auto insurance premiums. This shows that residents of the state of Kansas enjoy some of the lowest auto insurance rates in the nation. The average annual combined insurance premium for Kansas drivers at this time was around $750.
Even though Kansas auto insurance rates are reasonably low compared to the rest of the nation there are still many ways for Kansas drivers to lower their car insurance rates.
One way to find lower car insurance rates in Kansas I by looking for discounts, which many Kansas car insurance companies offer. Some common KS car insurance discounts include:
- Senior Driver
- Good Student
- Low Mileage
- Airbags, Anti Lock Brakes
- Accident Free Driver
- Driver Safety Course
- Multiple Policy
Check with your current KS car insurance company or compare other car insurance companies in Kansas to take advantage of their discounts that can lower your rates.
Understanding Your Kansas Auto Insurance Rates
Each auto insurance company has a slightly different way of determining rates and will also have differing prices for the same coverage as other auto insurance companies. This makes shopping around essential for finding the lowest rates on KS auto insurance.
When an auto insurance company is determining your rates they will look at a number of different factors such as your age, gender, location, driving record, vehicle, and claims history. They will then assign you to a risk category. People who are in the lowest risk category to the auto insurance company will receive the lowest rates and people who are in the highest risk category will receive the highest rates.
However, each company has different standards for their levels of risk, so shopping around will help you find the auto insurance company that can offer you the lowest rates.
Shop For Kansas Auto Insurance Quotes Now!
Take some time now to find the affordable Kansas auto insurance policy you need. Our free KS car insurance quote finder is simple to use and takes just a few minutes.
You can receive your free quotes quickly and begin comparing auto insurance quotes from the top Kansas car insurance companies today!
Begin your search for Kansas auto insurance right now!